听力原文：M: The rate on a personal loan is fixed according to the base rate at the time when the loan is made.

W: But it is always higher than the base rate, isn't it?

Q: What is determined when a personal loan is made?

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  Describe the procedures of settlement by payment credit according to the numbers given in the following charter. Write your answer on the ANSWER SHEET.

  Write a bank letter according to the following requirements. Write your answer on the ANSWER SHEET.

  香港GGG公司缶我行( ABC BANK, CITY BRANCH)申请贷款50万美元，并以大额应收账款的转让作为担保。我行经研究其所提的资产负债表及其他资料后，回信表示，正考虑贷款申请，但要该公司证明其大额应收账款是好账，而不是呆账。

  请就此内容起草一信文，并告知该公司，我行若发现问题，将会及时与之联系，对方若有不明事项，请用信、电话或通过互联与我行信贷部联系。

The PBC supervises and administers financial institutions and financial market as well as promulgates ordinances and rules concerning financial administration and business.

All entities and individuals involved in transactions that directly affect balance of payments must report data for compilation of balance of payments statistics.

Investment banking are banking activities associated with securities underwriting, making a market in securities, and arranging mergers, acquisitions and restructuring.

Under the bond terms in international business, after the bank has paid the necessary compensation, it will make an entry to his customer's account on the ______ side.

The fundamental analyst examines balance sheet items, corporate management, business prospects and earnings outlook in order to determine an intrinsic value for stock of a company.

When the supply for a certain service is less than the demand on the market, the requirement by the importer to get a bond is much ______.

Under the bond terms in international business, if the exporter fails to fulfill its obligations, the compensation should be paid by ______.

Bonds are commonly used in the Middle East area, so ______.