During her junior year of high school, Candice Backus ’s teacher handed her asheet and instructed the 17-year-old to map out her future financial life. Backuspretended to buy a car, rent an apartment, and apply for a credit card. Then, sheand her classmates played the “stock market game, ” investing thehypothetical(假设的) earnings from their hypothetical jobs in the market in thefateful fall of 2008. “Our pretend investments crashed , ”Backus says, stillhorrified. “We felt what actual shareholders were feeling. ” 

That pain of earning and losing money is a feeling that public schoolincreasingly want to teach. Forty states now offer some types of financialinstruction at the elementary or high-school level, including lessons in balancingcheckbooks( 支票本 ) and buying stock in math and social-studies classes. Theinterest in personal-finance classes has risen since 2007 when bank failuresbecame a regular occurrence. 

Rather than teach investment strategies, these courses offer a basic approach tohandling money: Don’t spent what you don’t have. Put part of your monthlysalary into a saving account, and invest in the stock market for the long-termrather than short-term gains. For Backus, this means dividing her earnings fromher part-time job at a fast-food restaurant into separate envelopes for paying bills,spending, and saving. “Money is so hard to make but so easy to spend, ”she sone weekday after school. 

For this part, you are allowed 30 minutes to write a composition on the topic The Most Important Influence on Young Adults . You should write

about 120 words following the Chinese outline given below.

(1)有些人认为父母对年轻人的影响较大，也有些人认为朋友对年轻人的影响较大

(2)我的看法

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Mary was very fond of television, so when she met a young man who workedfor a television company, she was very interested and asked him a lot ofquestions. She discovered that he had also worked for a film company, 【66.so sheasked him whether there was any difference between film work and televisionwork .】 

“Well,” answered the young man, “there is one very big difference. 【67.Ifsomeone makes a mistake while a film is being made, it is possible to stop anddo the scene again.】 In fact, one can do it over and over again a lot of times.Mistakes waste time, money and film, but the audience who see the film when itis finished don ’t know that anything went wrong. In a live television show, onthe other hand, the audience can see any mistakes that are made. ” 

“I can tell you a story about that, 【68. One day, a live television show wasgoing on, and one of the actors was supposed to have been shot.】 He fell to theground, and the camera moved somewhere else to allow time for me to run outwith a bottle of tomato sauce to pour on to him to look like blood. Butunfortunately the camera turned back to him before I had finished, 【69.and thepeople saw me pouring the sauce on to the man. ”】 

“Oh, how terrible! ” Mary said. “And what did you do? ” 

“Well”, answered the young man, “our television director is a very strictman.【70.If anyone makes a mistake, he fires him at once.】 So I just had to pretendthat this was part of the story and eat the man. ” 

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I don ’t know why you ’re so concerned._________________ (这毕竟不是你的问题 ).

For such a big house the price is fairly low. But you’ve got to _________________ (考虑维修所需要的钱 ).

My parents taught me not to take what ’s not mine. I ’ve always tried to_________________ (教育我的子女同样的价值观 ).

I understand the two factors that contributed to my downfall: _________________ (缺乏职业目标和缺乏自信 ).